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Auto Insurance Home Insurance Umbrella Insurance Business Insurance Life & Health Insurance

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto Insurance Information

At our agency, we'll personally review your coverage and help you get the most amount of coverage for the least amount of money!

Are you:

  • getting all the discounts you are eligible for?
  • getting the personal service you deserve?
  • satisfied with your agent?

 

We can offer you a wide variety of coverage options!


Auto Policy Definitions


Bodily Injury (BI) and Property Damage (PD)
Covers your liability for injuries you cause to other people and property damage for which you are at fault.

This coverage usually is expressed in a "split number" such as 100/300/100.

The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident. The second number is the total limit your policy will pay for bodily injury to two or more people per accident.

The third number is the limit that your policy will pay for property damage per accident.

Many people are underinsured today because of the rising costs of vehicles (making it easy to exceed your Property Damage limits) and the high personal injury awards in lawsuits.

Please consult with us to make sure you have adequate coverage- we'll be happy to help you!

Uninsured & Underinsured Motorist
Covers you when you are injured by someone who is not insured or has inadequate limits of coverage. This is often an overlooked coverage, and we would be happy to help you understand this better!

Collision
This covers the cost of replacing or repairing your vehicle in the event of an accident in which you were at fault. The premium varies depending upon your deductible limits.

We would be happy to help you decide which deductible is right for you!

Comprehensive
This covers repairing or replacing your vehicle in non-accident situations, such as theft and vandalism.

Hail and other "acts of God" are covered, as defined by your policy. This also has a deductible, so please consult with us about which deductible meets your needs.

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Contact Info

Collaborative
Insurance Services
P.O. Box 374
Mishawaka, IN 46544

Ph: 574.252.2100
Ph: 866.993.2396
Fx: 574.252.2101
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